Is Now a Good Time to Refinance?

The majority consensus seems to be that rates will trickle down this year and it makes sense that most borrowers would want to wait for a lower interest rate. Refinancing isn’t always about lowering your interest rate though. Some borrowers can benefit from utilizing the equity to reduce overall monthly debt, pay college tuition or…

The first step to improving your credit score is to understand why you have that score in the first place. Your credit score is a three-digit number between 300 and 850 that shows how well you’ve paid your bills in the past and the likelihood of how you will pay your bills in the future.…