Purchase Assistant

First Time Homebuyer? Looking for your next Dream Home? Empty Nester Downsizing? Landlord or Investor?

First-Time Home Buyers:

1. • Access to loan programs with little to no down payment.
   • Multiple loan programs available
   • Need for funds to cover home inspection, home appraisal, prepaid taxes, prepaid insurance, and title/escrow fees (2-3% of the purchase price).
   • VA Loans allowing financing of closing costs into the loan.

Repeat Buyers:

1. • Purchase primary residence with as little as 5% down payment.
   • Mortgage insurance (MI) until equity reaches 80%.
   • Options for purchasing second homes (10% down payment) and investment properties (20% down payment).

Jumbo Purchase Programs:

1. • For mortgages exceeding Conventional Loan limits (2024 limit: $766,550.00).

Self-Employed and Business Owners:

1. • Access to mortgage products based on cash flow from bank statements or rental income.
   • Options for building investment portfolios.

 

Learn what purchase options are available to you by using the Quick Quote form. It’s quick & it’s easy.

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I’d like to schedule a time to speak with Tracy click here.

I want to submit an application and start my loan click here.